Definition of  5/6 ARM 

A 5/6 adjustable-rate mortgage (ARM) is a type of mortgage where the interest rate is fixed for the first five years, and then adjusts every six months thereafter.

 Interest Rates are subject to change without notice based on market conditions.

Rate/APR and terms may vary based on the loan amount & credit worthiness of the individual.

Note: This APR  is based on all borrower paid closing costs in including origination, credit, appraisal, transfer tax, underwriting and processing fees.

FHA APR is higher because of UMIP (1.75%)  and monthly mortgage insurance (.55%)

APR additions to the rate; conventional .250,  FHA .600 & USDA .500 are disclosed more to avoid the tolerance